North Side's Access Auto Lending is expanding — now making auto loans available to as many credit union members as possible!
- New Auto Rates: 4.25% - 16.75%
- Used Auto Rates: 4.50% - 18.00%
Why Finance with a Credit Union?
Our rates are competitive; our financing is ethical, reasonable and fair.
- No credit history? We'll work with you to establish credit.
- Some credit problems in the past? No problem. With Access Auto Lending we can approve more loans, even if it is your very first auto loan!
- Refinancing is Available The payout amount on your car must be less than the Kelly Blue Book value in order to refinance with North Side Credit Union. Please call us to inquire about refinancing.
- Interest rates vary, depending on amount financed, year of vehicle, and loan repayment term.
- Discounts Available: (Maximum Discount: 1.0%. Discounts cannot be combined.)
Direct deposit or payroll deduction: 0.75%;
Member of 5 years or more: 0.75%;
Three credit union loans paid in full: 0.50%;
Hybrid vehicle or car with 30 MPG (HWY) or more: 0.25%
Lowest possible discount is 4.25%
- 100% financing available.
- Application fee: $10
- Late fee: $10
- Be a credit union member
- No bankruptcy in the last 3 years
- Credit committee considers your credit history, credit score, and debt-to-income ratio
How to Apply:
- Complete loan application. This may be downloaded, picked up in our office, mailed or faxed to you.
- Please submit completed loan application, with all the necessary documents, via mail, email, fax, or in person.
- The credit committee will review your submitted application and contact you within five business days.